The Dutch Mortgage Market

In the Dutch Mortgage Market, we find an increasing number of English-speaking specialists. Many of them specialize in the Risk domain IT and related fields. In our industry, we use a lot of internationally developed software. These developers and specialists need a basic understanding of the Dutch Mortgage Market to perform their jobs properly. That is why Hypsotech launched a new course in English on the Dutch Housing and Mortgage Market. This online training consists of different relevant topics that will be taught in 2 online sessions. These sessions are combined with online training material which must be done as homework.

Dates

Tuesday, November 17th and 24th 2020, from 09.00 – 11.00 am

Tuesday, February 10 and 17th 2021, from 10.00 – 12.00 am

Program

1. The Dutch Mortgage Market: Market, Risk, and Funding

We start the day with an outline of the Dutch market and current developments. We discuss the macroeconomic aspects; the players: the money lenders, the distribution system with brokers and the service providers; the development of house prices, mortgage interest rates, and the effects of demographic developments. We explain the differences between the different models of mortgage providers in our market.

The self-study modules:

  • A. Introduction to Dutch Mortgage Systems and Laws
  • B. Overview of the Dutch Housing and Mortgage Market
  • C. Who is Who in the Zoo: Parties in the Market
  • D. Risk Management for Dutch Mortgages

2. The Dutch Mortage Market: Products and Processes

Currently, due to legislation, we issue mainly mortgages with at least an annuity repayment scheme. However, in the recent past, Dutch money lenders have issued a large variety of mortgage products. We will explain the different mortgage products and discuss the risks involved in mortgage portfolios. Both national and international legislation dominate mortgage products in the Netherlands. Therefore we will give an outline of the legislation and explain the effects on the Dutch mortgage industry.

We will look closely into the standard process model in the Dutch market. We will go deeper into the mortgage process from a consumer point of view and discuss all the parties involved: intermediaries, lenders, service providers, etc. Who does what in the process, where do they meet and where do they differ?

  • A. Introduction to Dutch Mortgage Products
  • B. Customer Types and Customer Journeys 
  • C. Mortgage Administration
  • D. Underwriting and Origination
  • E. Mortgage Process Outsourcing

Objective

The objective of this fully online course is to give an overview of the Dutch Housing and Mortgage Market, to describe the key players and organizations involved, and to outline the legislation. The course provides the participants with the necessary information and tools to be more successful in their roles. 

Price

€ 495,00 (excl. BTW)
Discount: available when registering with more people from a company for the same course

Information

For more information contact Paul van Haaren:
Mail: pvhaaren@hypsotech.nl
Telefoon: +31 6 52 66 64  59

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